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Commercial Real Estate Loans for Investors

Modern commercial office buildings representing commercial real estate lending and financing solutions for investors.

Loan Type:

Commercial real estate loans structured for income-producing properties

Collateral:

Multifamily, Mixed-Use (Retail and Multifamily), Light Industrial/Warehouse, Retail, Office, Self Storage, Mobile Home Parks, Daycare, Automotive, Restaurant Hospitality and specialty use considered on a case-by-case basis

Loan to Value:

Up to 75% LTV for most markets; up to 70% LTV for smaller markets

Loan Amount:

$250,000 to $5,000,000

Rates:

Fixed rate and hybrid ARM options available (5/6, 7/6, 10/6)

Term:

25- or 30-year amortization options

DSCR Requirement:

Minimum 1.10x

Credit Score:

660 minimum

Flexible Commercial Financing Structured for Real Estate Investors

Rivara Capital provides commercial real estate loans and  financing solutions designed for investors acquiring, refinancing, or stabilizing income-producing properties. Our programs are built to support a wide range of asset types, with flexible structures that align with your investment strategy and long-term goals.

Each loan is structured and closed by our team, creating a streamlined and consistent experience from initial review through closing. We focus on delivering practical financing solutions with competitive leverage, clear terms, and underwriting that reflects real-world investment scenarios.

Whether you’re expanding your portfolio, refinancing an existing asset, or securing long-term financing, we work to structure deals that make sense for both the property and the investor. Our experience across multiple commercial asset classes allows us to navigate deal complexity while maintaining a straightforward and efficient process.

At Rivara Capital, we prioritize clarity, communication, and execution. From initial inquiry to closing, our goal is to provide a financing experience that is transparent, reliable, and aligned with your investment timeline.

To get started, contact our lending team or apply now to discuss your next opportunity.

 

Why Investors Choose Rivara Capital for Commercial Loans?

  • Structured and closed by Rivara Capital
  • Flexible loan structures tailored to your specific property and strategy
  • Competitive leverage and long-term financing options
  • Efficient underwriting designed for real estate investors
  • Broad property eligibility across multiple commercial asset types
  • Clear communication and a streamlined path to closing
Real Estate Investment Financing Meeting - Rivara Capital

Who’s This For?

Commercial real estate investors acquiring, refinancing, or stabilizing income-producing properties across a range of asset types. Whether you’re expanding an existing portfolio or securing long-term financing for a new acquisition, we structure solutions that align with your investment strategy and timeline. If your focus includes shorter-term projects or repositioning opportunities, explore our fix and flip loan programs for more flexible short-term financing options.

 

Real estate investors reviewing financial reports and charts during a commercial loan strategy meeting

How It Works

  1. Submit your property details and financing request for initial review.
  2. We structure your loan based on the asset, financials, and investment strategy.
  3. Receive clear terms and move forward with underwriting and due diligence.
  4. Finalize loan approval and prepare for closing.
  5. Close your loan and execute your investment with confidence.

 

Client signing real estate loan contract - Rivara Capital nationwide real estate loans

Ready to Secure Financing for Your Next Commercial Investment?

Apply now and let’s structure a solution that aligns with your deal and your timeline.

Get in Touch

Let’s Talk About Your Next Deal
Got questions about funding options? Ready to move on a property, or just want to know what’s possible for your next project? Rivara Capital is here to help – no hassle, no pressure, just honest guidance and fast answers.

Prefer a quick response?
Fill out the form, and one of our team members will get back to you – usually within one business day. Let us know the best way to reach you, and we’ll take care of the rest.

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    Let’s get your next project funded.