Loan Type:
Commercial real estate loans structured for income-producing properties
Collateral:
Multifamily, Mixed-Use (Retail and Multifamily), Light Industrial/Warehouse, Retail, Office, Self Storage, Mobile Home Parks, Daycare, Automotive, Restaurant
Hospitality and specialty use considered on a case-by-case basis
Loan to Value:
Up to 75% LTV for most markets; up to 70% LTV for smaller markets
Loan Amount:
$250,000 to $5,000,000
Rates:
Fixed rate and hybrid ARM options available (5/6, 7/6, 10/6)
Term:
25- or 30-year amortization options
DSCR Requirement:
Minimum 1.10x
Credit Score:
660 minimum
Flexible Commercial Financing Structured for Real Estate Investors
Rivara Capital provides commercial real estate loans and financing solutions designed for investors acquiring, refinancing, or stabilizing income-producing properties. Our programs are built to support a wide range of asset types, with flexible structures that align with your investment strategy and long-term goals.
Each loan is structured and closed by our team, creating a streamlined and consistent experience from initial review through closing. We focus on delivering practical financing solutions with competitive leverage, clear terms, and underwriting that reflects real-world investment scenarios.
Whether you’re expanding your portfolio, refinancing an existing asset, or securing long-term financing, we work to structure deals that make sense for both the property and the investor. Our experience across multiple commercial asset classes allows us to navigate deal complexity while maintaining a straightforward and efficient process.
At Rivara Capital, we prioritize clarity, communication, and execution. From initial inquiry to closing, our goal is to provide a financing experience that is transparent, reliable, and aligned with your investment timeline.
To get started, contact our lending team or apply now to discuss your next opportunity.